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Savings Accounts

We all have hopes and dreams. Make them a reality with the help of a Spero savings account. View Savings Accounts

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Business Loans

With flexible and competitive solutions, we’re here to understand your unique needs and match them with a solution to help your business soar. Learn More

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Spero Mobile Banking App

Access and manage your Spero personal accounts, all in one place. Get the App

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Your Money Matters

Visit our online financial education portal to view and complete courses on budgeting, debt management and more. View Courses

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Competitive rates. Flexible terms.

Whether you’re buying a new or used vehicle, Spero Financial provides convenient financing customized to your needs. Get Pre-Approved

Welcome AFCU Members

TOGETHER, WE'RE REACHING NEW HEIGHTS!

Becoming One

To Better Serve You

Anderson Federal Credit Union will join SC Telco to become one in early 2021. While independently strong, by joining together, you’ll enjoy ownership in a credit union that is even stronger and more resilient. With over 150 collective years of serving Upstate and Midland families, the combined organization will operate under a new name, Spero Financial – reflecting our proud history as well as the hopeful optimism that is shaping our future.

The partnership is scheduled to be completed in early 2021. In the coming months, you’ll receive more information with advance notice of any changes that may impact your accounts, online and mobile banking access, and other information. You may also continually reference this site for the most up-to-date information.

Spero Financial
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Our Name

Reflecting Our Palmetto State Pride

Since our credit union began in South Carolina, it’s only fitting that our name should have its origin in one of our home state’s most recognizable symbols — the Great Seal of South Carolina. There, in one of the seal’s oval banners, we see the Latin phrase Dum Spiro Spero, meaning “While I breathe, I hope.” The concise optimism of this simple phrase captures the hopeful confidence we seek to instill in our members.

Learn More about our name

News & Updates
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The Latest News & Updates

Resources To Keep You "In The Know"

Rest assured we are diligently working behind-the-scenes to ensure this transition is as seamless as possible for you. We will update you each step of the way through member communications as well as easily accessible resources to reference as you need them.

RESOURCES

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Keeping You In The Know

Select a category to view frequently answered questions.

GENERAL INFORMATION

General Information

While formally a merger, this partnership better positions us to embrace the ever-changing regulatory environment, while providing efficiency of operations to achieve economies of scale. In turn, our members will have access to an expanded suite of financial products and services (including Business Loans), enhanced digital and mobile banking services, and seven additional branches throughout the Upstate and Midlands.
We will be transitioning AFCU member accounts on to the Spero Financial systems over the weekend of January 29, 2021. On Monday, February 1, AFCU will open as Spero Financial. You’ll receive a mailing about specific changes to your account(s), online and mobile banking access, debit cards, and more information.
You will continue to receive the same great service at all three branches and from the same familiar faces. All AFCU locations would remain open and all active AFCU staff retained.
No. Please continue to only bank at AFCU locations until the partnership is complete. On Monday, February 1, you will be able to begin using any Spero Financial (formerly SC Telco) location.
Your NCUA coverage will not change unless you have accounts at both AFCU and Spero Financial that combined exceed the $250,000 coverage. If you have deposits at both credit unions, please contact your local AFCU branch.
Please contact your local AFCU branch. AFCU staff will continue to service your accounts until the partnership is completed. If you are contacted about your account by any individual referencing an affiliation with Spero Financial (or SC Telco), please contact your AFCU branch immediately.
Not at this time. In the coming weeks, you’ll receive a mailing about specific changes to your account(s), online and mobile banking access, debit cards, and more information.

Becoming One To Better Serve You

Learn more about our history, core values, and mission.

Our Story