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Personal Insurance

Have peace-of-mind in being covered in the unexpected.

Spero Financial has joined together with national insurance providers to offer a wide range of insurance coverage to our members. For more information, click on the product type below.

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personal insurance

Personal Insurance Plans

Protect your family's financial future with our supplemental insurance programs.

Accidental Death and Dismemberment (AD&D) Insurance by Franklin-Madison

AD&D coverage provides you or your loved ones a cash benefit after an accident that results in a covered injury or loss of life.

  • No medical exam required to get or keep coverage.
  • You can’t be turned down for up to $300,000 in coverage. Your Certificate of Insurance will be issued after you enroll.
  • Benefits are paid to you or your beneficiary regardless of any other insurance you have.
  • The cash benefit is paid in one lump sum to spend on anything that is needed.

Member Benefit:
As a Spero Financial member, you are eligible for $1,000 of Accidental Death and Dismemberment Insurance at no cost. To receive this coverage, you will need to claim it.

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Auto Insurance by TruStage

The TruStage™ Auto Insurance Program provides discounted rates for credit union members, online services, and 24/7 claims service. If you haven’t compared auto insurance lately, it’s a great time to look. Your credit union membership could result in some nice savings. Get your free quote by calling 1.855.483.2149 or apply below.

TruStage™ Auto Insurance Program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state.

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Home Insurance by TruStage

Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members.

You’ll get quality coverage for your home: liability, personal possessions and additional living expenses. You’ll also get the convenience of online servicing and 24/7 claims service. If you haven’t compared home insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

Apply Now

Hospital Accident Insurance
by Franklin-Madison

A short hospital stay can strain a family’s budget when you have monthly bills to pay. Get coverage with a Hospital Accident Insurance plan. Spend your cash benefits any way you want: pay rent, credit card bills, auto loans, and more.

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Life Insurance by TruStage

Exclusively for credit union members, we offer TruStage™ Life Insurance Policies to help protect the people who matter most in your life. TruStage Life Insurance plans and policies offer affordable rates to fit your budget - underwritten by CMFG Life Insurance Company. To learn more, call 1.855.612.7909 or apply below.

TruStage™ Auto Insurance Program is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. Discounts are not available in all states and discounts vary by state.

Apply Now


Last, but not least:

Insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by Spero Financial.

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