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Money Market

Watch Your Money Grow

Even though money doesn't grow on trees (we wish), you can still watch it grow with a Spero Financial Money Market account!

Open a Money Market Account

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Here's how it works:

Open a Spero Money Market account and earn higher returns compared to a traditional savings account. In addition to the higher dividends, you’ll also enjoy easy access to your funds when you need them — and you’ll never have to worry about paying a penalty for early withdrawal.

Account Features

  • $2,500 minimum opening deposit
  • $0 monthly maintenance cost if balance is $2,500 or more1
  • 6 transactions per month at no charge2
  • $500 minimum withdrawal amount

Get Started

Additional Benefits

Account Access

It’s your money. You should have access to it whenever you’d like!

Free Online Banking

Free Online Banking

Access your account from wherever you are, at anytime.

Learn More about free online banking

Shared Banking Locations

Shared Banking Locations

Bank at over 5,000 shared branches across the nation.

Find A Location

Free Mobile Banking

Free Mobile Banking

No more rushing to the credit union. Make deposits easily with Mobile Deposit.

Learn More about free mobile banking


Last, but not least:

1 If account balance falls below $2,500, there is an $8 account maintenance charge per month.

2 Federal regulation limits automatic transfers, checks, and drafts to six per month. There is an $8 charge for each additional transaction after six transactions are conducted per month.

Interested in other savings account options?

Check out all our available saving accounts offerings.