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Cash Back Checking

Earn More with Kasasa Checking

With Kasasa Cash Back®, you can earn 4.00% cash back* on qualifying debit card purchases. It’s like getting a holiday bonus for making the season merrier!

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Holiday Loan

Jingle All the Way with Extra Holiday Cash

Get up to $1,200 with a Spero holiday loan. You can use the funds how you wish, from holiday gifts to holiday travel. *Loan subject to credit approval. Terms apply.

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Credit Card

Make Holiday Giving More Rewarding

With your Spero Platinum Credit Card, holiday shopping brings more than just presents. Earn one point for every dollar you spend — and watch with wonder as those rewards automatically appear in your account.

Apply Today
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Account Alerts

When You're Sleeping. When You're Awake. Digital Banking Protects Your Money - For Goodness' Sake!

With 24/7 monitoring and customizable alerts (Balance Alerts, Login Alerts, Card Alerts, Loan Due Alerts, and more!) to guard your account, Spero Digital Banking keeps watch so you can enjoy the holiday season.

Set Up Alerts
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Member Perk

From Spero to Santa

Get your Christmas list ready! Santa’s mailbox will be open at every Spero branch from November 24th through December 19th. Bring your family to write letters, enjoy a sweet treat, and make holiday memories together!

Find a Branch Near You
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THE PINK WALK & FUN RUN

Making a Difference Together

Join us on Saturday, February 7 at 8AM at Anderson University for the 5th Annual Pink Walk & Timed Fun Run (5K). Whether you walk, run, or cheer in this timed 5K, you’ll support those impacted by cancer - those surviving and thriving and also honoring those that we have lost.

Register Today

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Discover Financial Coaching

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Financial Education Opportunities

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Explore Financial Insights

Together We Soar

Let's Reach Your Financial Goals!

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In The News

WSPA Diane Lee in the Spero Financial branch recording segment on Credit Score Myths

Spero Financial Joins WSPA’s Here to Help Diane Lee for Credit Score Myths

Spero Financial's Branch Manager Jarred Kelly had the opportunity to join WSPA's Diane Lee to discuss top credit score myths, specifically the impact of credit utilization.

Read More

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Connect With the Spero Family

It’s Black Friday! So… why not make holiday giving more rewarding with your Spero Platinum Credit Card? 💳

A friendly reminder that you earn one point for every dollar you spend — and watch with wonder as those rewards automatically appear in your account.

Happy shopping!

Learn more at https://spero.financial/credit-card/ 

Membership required. Insured by NCUA. Subject to credit approval. Other terms and conditions may apply. Earn one point for every dollar you spend using your Spero Platinum Credit Card — after returns are deducted.
Wishing all our members a wonderful Thanksgiving. We’re so grateful for you!

All Spero Financial locations will be closed today (11/27) in observance of Thanksgiving. You can access your accounts 24/7 via Digital Banking.
This time of year reminds us how much we have to be thankful for — our team, our members, and the mission we get to live every single day.

We thought we’d share a little gratitude Spero style! 💙🏈

#thanksgiving
All Spero Financial locations will be closed tomorrow (11/27) in observance of Thanksgiving. You can access your accounts 24/7 via Digital Banking.
We were so excited to join @aimcharity for their annual Thanksgiving Distribution, a yearly tradition providing Thanksgiving meals to families in Anderson. 🦃

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!