Smart Steps for Buying a New Car
So you’re thinking about buying a new car. For most of us, our car is the second most expensive purchase...
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Spero is more than a credit union.
We’re a community.
People-first approach. Authentic advice. Personalized solutions.
Member-Owned
As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.
Personalized Service
We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.
Better Rates
As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.
Banking has never looked so good.
The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.
Every Checking Account Includes
- Tap-and-Go Debit Card with EMV Chip
- MONEYLINKTM Online Banking
- Mobile Deposit
Financial Wellness
A financial journey is an "us" thing! Let's help you soar with your money.
Financial Coaching
Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.
Financial Education
Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.
Financial Insights
We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.
Together We Soar
Let's Reach Your Financial Goals!
In The News
In The News
Spero Financial Recognized for Award-Winning Culture
GREENVILLE, S.C. — We’re excited to share that Spero Financial has been named a 2025 Best Place to Work in South Carolina—marking it our fifth year in a row receiving this honor!
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Family
What’s Trending: Financial Mindfulness, Minimalism, and No-Buy Challenges
The biggest trending topics on social media are usually centered around consumerism; we’re constantly told to buy this item, try that fashion trend, or visit the coolest, newest spot in town. Recently, however, there has been a movement gaining st...
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Family
4 Easy Ways to Make Your Money Work for You
Given our current economic climate, it’s important to make strong financial moves that will set ourselves up for success. One way we can do that is by making our money work for us, rather than just working for our money. Here are 4 ideas to help yo...
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Family
Family Matters: Money Lessons from Parent & Kid Perspectives
As a parent, you want to give your child the tools they need to succeed — especially when it comes to making smart financial decisions. Here's a side-by-side look at key financial lessons from the perspectives of the parent and child, with practica...
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Connect With the Spero Family
Need assistance with your account?
Chat with a live agent in Digital Banking or on our website:
Monday-Friday: 8:30 AM - 5:00 PM
Insured by NCUA. Membership required.
Start the week off right with this quick tip from Rick, a certified financial counselor and branch manager here at Spero!
#personalfinance #teamspero
Here are 4 quick tips to throw a memorable birthday party for your child – without spending a ton of money! 🥳🎂
#teamspero #partyplanning #budget
Student Spend accounts teach teens to save and spend responsibly - with the controls parents love.
👉 Account alerts on low balances or large withdrawals
👉 Seamless transfers between Spero accounts
👉 No overdraft fees
Visit our website for more details.
Membership required. Insured by NCUA.