Hurricane Helene Resources:

REFINANCE YOUR AUTO LOAN

Drive Down Your Auto Rate by 1.00%

Start enjoying well-deserved savings each month by refinancing your auto loan with us! Plus, benefit from up to 60 days of no payments and same-day funding.*

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Rewards+ Checking

Protect Yourself and Your Financial Future

By combining valuable protection benefits with the opportunity to earn dividends, Rewards+ Checking provides everyday peace of mind while safeguarding your financial future.

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Personal Insurance

Coverage You Need Before You Need It

You can’t predict the future, but with the right personal insurance programs, you can be ready for it. Spero Financial is proud to join efforts with national insurance providers to offer our members a wide range of coverage.

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

member-owned

Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

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financial-education

Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

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Together We Soar

Let's Reach Your Financial Goals!

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In The News

Spero Financial Receives First Place Recognition for Community Outreach and Financial Wellness Efforts

Greenville, SC – Spero Financial has been recognized by the Carolinas Credit Union Foundation as the first-place recipient of two...

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Connect With the Spero Family

Today marks International Credit Union Day - a day that recognizes and celebrates the credit union movement’s history and achievements! Join us in celebrating by sharing why you love your credit union with someone you see today! 💙
Join us Wednesday, November 6 from 12PM until 1PM for a free financial webinar exploring insurance for different life stages. We’ll explore insurance products such as Universal Life, Whole Life, Term Life, and Long-Term Care Insurance. Register here at the link in our bio!
What would you do? If you received a scam phone call, would you be able to recognize that it’s a scam? To avoid falling victim to a phone scam, be wary of any caller requesting you to send money in any way. Remember that you can always hang up and call a direct number to confirm whether the call you’ve received is from a verified member of your financial institution! #CyberSecurityAwarenessMonth #PhoneScam
All Spero Financial locations will be closed today in observance of Columbus Day. You can access your accounts 24/7 via MONEYLINK Online or the Spero Financial Mobile App.

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!