REFINANCE YOUR AUTO LOAN

Drive Down Your Auto Rate by 1.00%

Start enjoying well-deserved savings each month by refinancing your auto loan with us! Plus, benefit from up to 60 days of no payments and same-day funding.*

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Rewards+ Checking

Protect Yourself and Your Financial Future

By combining valuable protection benefits with the opportunity to earn dividends, Rewards+ Checking provides everyday peace of mind while safeguarding your financial future.

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Personal Insurance

Coverage You Need Before You Need It

You can’t predict the future, but with the right personal insurance programs, you can be ready for it. Spero Financial is proud to join efforts with national insurance providers to offer our members a wide range of coverage.

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

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Together We Soar

Let's Reach Your Financial Goals!

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In The News

Spero Financial Receives First Place Recognition for Community Outreach and Financial Wellness Efforts

Greenville, SC – Spero Financial has been recognized by the Carolinas Credit Union Foundation as the first-place recipient of two...

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Connect With the Spero Family

We are so thankful for your membership, Pamelia!
Join us Wednesday, November 6 from 12PM until 1PM for a free financial webinar exploring insurance for different life stages. We’ll explore insurance products such as Universal Life, Whole Life, Term Life, and Long-Term Care Insurance. Register at the link in our bio!
What would you do? If you received a scam voicemail from a fraudster posing as social security, would you be able to recognize that it’s a scam? To avoid falling victim to a social security scam, be wary of any caller urgently requesting you to act immediately or threatening you. If you receive a voicemail like the one in the video, don’t engage; report the call and consider monitoring your credit reports! #CyberSecurityAwarenessMonth #SocialSecurityScam
Join us in congratulating Tabatha, Spero’s Business Intelligence Analyst on being awarded the Q2 Mind of a Champion Award! This is awarded to a member of #TeamSpero who is passionate, coachable, dedicated, accountable, and empowered. We are so thankful for Tabatha and her dedication to improving the lives of our members.
Join us in congratulating Chelsea, Spero’s Community Relations Specialist on being awarded the Q2 Heart of a Servant Award! This award honors the outstanding contribution of volunteering in our communities and is a symbol of selflessness and unwavering dedication toward serving those who are in need. We are so thankful for Chelsea and her dedication to making our communities greater places to live, work, and play!

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!