Smart Steps for Buying a New Car
So you’re thinking about buying a new car. For most of us, our car is the second most expensive purchase...
Read moreInclement weather update:
Our Upstate branches will open at 10AM on Wednesday, January 28. Our Columbia branch will follow normal business hours. Access your accounts 24/7 with Spero Digital Banking and the Spero Mobile App.
I would like to
Spero is more than a credit union.
We’re a community.
People-first approach. Authentic advice. Personalized solutions.
Member-Owned
As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.
Personalized Service
We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.
Better Rates
As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.
Banking has never looked so good.
The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.
Every Checking Account Includes
- Tap-and-Go Debit Card with EMV Chip
- MONEYLINKTM Online Banking
- Mobile Deposit
Financial Wellness
A financial journey is an "us" thing! Let's help you soar with your money.
Financial Coaching
Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.
Financial Education
Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.
Financial Insights
We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.
Together We Soar
Let's Reach Your Financial Goals!
In The News
In The News
Join Us in the Fight Against Cancer on February 7, 2026
Join us for the 5th Annual Pink Walk & Fun Run on Saturday, February 7th, 2026!
Read MoreFeatured Insights
View More Posts
Family
Recap of Coffee Chats with the CEO
From September to November 2025, our CEO, Brian McKay, hosted six Coffee Chats — small, casual conversations where he could hear directly from Spero members. These gatherings provided an opportunity for open dialogue, shared experiences, and meanin...
Read more
Family
Digital Minimalism: What It Means for Social Media & Financial Success
In our digital-first world, many people are seeking a way to be more intentional about how they use technology. This search is inspiring a growing “digital minimalism” movement on social media.
Read more
Family
Understanding W-4s: The Short Form That Can Set Up Financial Wins
It’s a short form, but when you know how to fill out a W-4 correctly, it can set you up for more financial wins all year long.
Read more@mysperofi
Connect With the Spero Family
Our Upstate branches will open at noon on Tuesday, January 27. Our Columbia branch will follow normal business hours. ☃️
Continue to access your accounts 24/7 with Spero Digital Banking and the Spero Mobile App.
It’s almost time for the Pink Walk! 🩷 Here are the locations/times you can pick up your participant packet:
February 3-4 | 10:00 AM - 3:00 PM
Spero Financial
100 Hanna Crossing
Anderson, SC 29621
February 7 | 7:00 AM - 8:00 AM
Abney Athletic Center
316 Boulevard
Anderson, SC 29621
Due to inclement weather, our Upstate branches will be closed on Monday, January 26. Our Columbia branch will open at noon to serve members.
Continue to access your accounts 24/7 with Spero Digital Banking and the Spero Mobile App. Be safe and stay warm! ❄️
The Pink Walk and Fun Run would not be possible without our wonderful sponsors! Thank you all for contributing to such a worthy cause. 🩷
It’s almost time for our 5th Annual Pink Walk & Timed Fun Run (5K)!
Join us on Saturday, February 7th to support people impacted by cancer — those surviving and thriving and those that we have lost.
For more details and to register, visit the link in bio.