Smart Steps for Buying a New Car
So you’re thinking about buying a new car. For most of us, our car is the second most expensive purchase...
Read moreGovernment Employee Furlough loans
Due to the current government shutdown, we've created a 0% APR emergency loan to help subsidize lost income for federal employees and retirees affected by the furlough. Contact your nearest branch for details and terms that apply. Membership required. Offer valid as of 10/2/2025 and subject to change without notice.
I would like to
Spero is more than a credit union.
We’re a community.
People-first approach. Authentic advice. Personalized solutions.
Member-Owned
As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.
Personalized Service
We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.
Better Rates
As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.
Banking has never looked so good.
The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.
Every Checking Account Includes
- Tap-and-Go Debit Card with EMV Chip
- MONEYLINKTM Online Banking
- Mobile Deposit
Financial Wellness
A financial journey is an "us" thing! Let's help you soar with your money.
Financial Coaching
Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.
Financial Education
Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.
Financial Insights
We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.
Together We Soar
Let's Reach Your Financial Goals!
In The News
In The News
Chelsea Newton, Community Relations Specialist for Spero Financial, Named to Greenville Business Magazine’s Best and Brightest 35 and Under
GREENVILLE, S.C. — Chelsea Newton, Community Relations Specialist for Spero Financial, has been named to Greenville Business Magazine’s 2025 Best and Brightest 35 and Under list. Each year, this list recognizes young people who are committed to making a difference in the Upstate community and business world.
Read MoreFeatured Insights
View More Posts
Family
What to Do if You Have Been Laid Off
It's not something we want to think about, but layoffs are a reality in the current economic climate. Many companies are downsizing or restructuring, and that means some people will unfortunately lose their jobs. If you are laid off, it can be overwh...
Read more
Member Alerts
Member Alert: Ignore Unexpected Phone Calls About Loans You Did Not Apply For
The FTC has recently reported a new scam technique. Scammers call their victim regarding a “loan” that the victim has allegedly applied for; however, the victim never applied for a loan. In reality, the scammer is trying to trick their victim in...
Read more
Member Alerts
An Important Update About Windows
Microsoft will stop supporting Windows 10 on October 14, 2025. What does that mean? Your computer will still turn on and work, but it won’t get automatic, important updates that it gets today. Without those updates, your computer could be more at...
Read more@mysperofi
Connect With the Spero Family
Happy International Credit Union Day! 🌎
This year`s ICU Day theme is “Cooperation for a Prosperous World,” which is something we`re very passionate about at Spero.
One of the core values we live by is having the Heart of a Servant. We believe that when we work together to serve others, we can build a better future and a more prosperous world.
Here`s to another wonderful year of people helping people! 🤝
We’re so excited to sponsor Let There Be Mom’s annual Dine Out for Mom event on Thursday, October 23rd!
Over 170 restaurants in the Upstate will donate 20% of their total sales from the ENTIRE day – breakfast through late-night snacks! 😋🍽️
Dine in or order take-out to help Let There Be Mom preserve the legacies of moms and dads with life-threatening illnesses in Greenville.
For a full list of participating restaurants, visit https://lettherebemom.org/dine-out-for-mom/
Has your teen outgrown their piggy bank? It’s time to open a free Student Spend account!
With Student Spend, teens can develop financial independence with parental guardrails in place. Plus, they can apply for our $5,000 higher education scholarship!
Visit our website for more details.
Membership required. Insured by NCUA.
Today’s Cyber Security Tip: Lock your accounts down! 🖥️
#cybersecurity #cybersecurityawarenessmonth
Last week, Team Spero celebrated Member Service Appreciation Week! Throughout the week, we recognized our team’s hard work through fun daily themes, prizes, and good food!
Daily Themes:
Monday: Hats Off to You 🧢
Tuesday: Spero Blue Day 💙
Wednesday: Tropical Shirt Day 🌴
Thursday: Wacky Sock Day 🧦
Friday: Way to Go “Sporting” Spero 🏅
We’re so thankful for each member of #TeamSpero and their commitment to improving the financial lives of our members.