Online Loan Pay
A NEW, CONVENIENT WAY TO MAKE LOAN PAYMENTS
Quickly and securely make loan payments 24/7, using a debit card or ACH transaction from an account at another financial institution. Plus, get same-day processing when making payments by 5:00PM EST.
Here's how it works:
What You’ll need to get started
- Email Address
- Spero Financial Member Number of the primary account holder
- Last Four Digits of Social Security Number of the primary account holder
- Date of Birth of the primary account holder
- Click here to visit the new payment platform website.
- Select Register on the home screen.
- Follow the prompts to input required information and set your password.
TO MAKE A PAYMENT
Once registered, eligible loans associated with your Spero Financial account will display for you to make a loan payment. Follow the prompts to make a payment by debit card or by setting up an ACH transaction. There is a $2 cost for a one-time ACH or debit card transaction and $0.25 for each recurring ACH transaction.
Convenient Options for Making Your Loan Payment
|Online Loan Pay||Internal Transfer||Inbound External Transfer||Set Up Recurring Payments||Pay by Check via Branch or Mail|
|Make same-day payments via the online loan payment center from accounts at a different financial institution.||Transfer funds in MONEYLINKSM Online from a Spero Financial account and apply it to loan payment.||Transfer funds in MONEYLINKSM Online from an account at another financial institution and apply it to loan payment.||Set up recurring payments by giving us permission to pull funds from another account the same day each month.||Pay by check at any Spero Financial branch or night drop³. Mail payment to PO Box 10708, Greenville, SC 29603.|
|Same-Day when payment is made by 5:00PM EST.||Immediately from when payment is received.||Next-business-day from when transfer is confirmed.¹||Same-Day. Loan payment is processed automatically each month on due date per recurring schedule.²||Same-Day when payment is made by close of business in the branch or received by 5:00PM EST when mailed.|
|$2 per debit card or one-time ACH transaction
$0.25 per recurring ACH transaction
|Loan Payment Center||MONEYLINKSM Online||MONEYLINKSM Online|
Online Loan Pay FAQs
|SECURED||New/Use Auto, New/Used RV, New/Used Boat||Motorcycle, Share/Certificate Secured, Secured Personal||Other Collateral|
|R. ESTATE LOAN||Lot Loans, Home Equity, HELOC||2-7 Yr ARM, Construction Loan, 7-10 Yr Balloon||Other Real Estate Loans (not 1st Mortgage)|
|OVERDRAFT LOC||Overdraft Lines of Credit|
Last, but not least:
¹1-3 business days are required to initially set up an inbound external transfer from an account at another financial institution.
²1-2 business days are required to initially set up a recurring payment.
³Night drop is opened each business day at 8:30AM EST. Deposits received after that time will be processed the following business day.