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Spero Loans

Funding for all Life's Adventures

Whether you’re buying a house, shopping for a car, or trying to cover unexpected expenses, we offer the financing you need to accomplish your goals. And since Spero Financial is a not-for-profit financial cooperative, we invest our earnings back into loan programs that offer lower rates and more flexible terms, compared to traditional banks and lenders.

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Spero Loans

Loans Designed to Fit Your Life

Experience the financial flexibility that comes from smarter financing.

Auto

Auto Loans

If you’re in the market for a new or a pre-owned vehicle, we offer a variety of competitive car loan options, all with lower rates and more flexible terms than you’ll find at traditional lenders.

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Home Equity

Home Equity Loans

Renovating your home? Need to cover educational costs? Starting a business of your own? Get the most out of your home's equity and use the funds the way you want.

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Mortgages

Mortgages

Finding the right home is hard enough. Paying for it shouldn’t be. Our flexible mortgage programs are designed to find the right funding option to meet your needs — all with personalized service throughout the entire process.

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Personal
Loans

Personal Loans

Life is full of adventure — some planned and some not-so-planned. Whether life goes as planned or surprises you from time to time, a personal loan can provide you with the funding you want or need.

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Certificate
secured loans

Savings or Certificate-Secured Loans

Using your Spero savings or certificate account as collateral for a loan allows you to get the money you need at competitive rates and continue earning dividends in the process.

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Spero Financial | NMLS #421377

Greg Sheppard, Director of Business Development | NMLS 486623 (ACTIVE)
Jason Currie, Mortgage Manager | NMLS 486626 (ACTIVE)
Mary Ambavane, Mortgage Assistant | NMLS 1779435 (ACTIVE)
Stephanie Towe, Mortgage Loan Processor | NMLS 1502127 (ACTIVE)
Mark Normington, Business Lending Manager | NMLS 486630 (ACTIVE)
John Beeks, Mortgage Specialist | NMLS 1264692 (ACTIVE)
Dina McDowell, Home Equity Lending Specialist | NMLS 1376733 (ACTIVE)

Access the funds you need when you need them.

Apply for a loan from the comfort of your own home.