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Savings or Certificate-Secured Loans

Earn while borrowing? Yes, it's possible!

Competitive rates on your loan and continued dividend accrual on your Savings or Certificate Account make this a win-win!

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Here's how it works:

Do you think it's possible to have your cake and eat it too? It sure is – especially with a Savings or Certificate-Secured Loan from Spero Financial. This solution allows you to use your Spero savings or certificate account as collateral for a loan, helping you qualify and get a competitive rate on the funds you need. Plus, you continue earning account dividends in the process.

Account Features

  • Competitive rates
  • Same-day funding available*

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Last, but not least:

Membership required. Subject to credit approval.

*Same-day funding available on loans if: (1) the application is received by 2:00 p.m. on any day the credit union is open; (2) your application is approved using our standard underwriting guidelines; (3) you've protected all relevant information requested and we've had an opportunity to verify the information provided; and (4) you've reviewed and sign your loan agreements and disclosures.

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!