Membership Savings Account (Primary Share)

Joining the Flock

As part of your membership with Spero Financial, you’ll receive a Membership Share Savings account. This account gives you access to enjoy Spero’s suite of financial solutions, plus the surplus of member benefits. Most importantly, when opening your membership account for only $5, you will become a member-owner of Spero Financial - having a vote and say in what we do.

Open an Account

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Here's how it works:

We ask that you deposit $5 into your account. This $5 will stay in the account untouched for the duration of your relationship with us. The best part: this account is a simple savings account – so you can use it as such! Plus, earn dividends on balances of $250 or more.¹

Account Features

  • $5 minimum balance
  • $0 monthly maintenance cost
  • 3 withdrawals per month at no charge*

Get Started

Additional Benefits

  • Enjoy a surplus of member benefits
  • Earn monthly dividends on balances of $250 or more¹
  • Access to Spero's suite of financial solutions

Account Access

It’s your money. You should have access to it whenever you’d like!

Free Online Banking

Free Online Banking

Access your account from wherever you are, at anytime.

Learn More about free online banking

Shared Banking Locations

Shared Banking Locations

Bank at over 30,000 shared-ATMs and over 5,000 shared branches across the nation.

Find A Location

Free Mobile Banking

Free Mobile Banking

No more rushing to the credit union. Make deposits easily with Mobile Deposit.

Learn More about free mobile banking

Last, but not least:

¹Memberships owned by a Minor (0-17 years old) earn dividends on balances of $0.00 or more.
*$5.00 fee assessed for each withdrawal done over the counter in excess of three per month.

Interested in other savings account options?

Check out all our available saving accounts offerings.