Here's how it works:
With a Spero Term Share Certificate, take advantage of earning higher returns compared to a traditional savings account. Plus, with terms starting at just 6 months, avoid tying up your funds for an extended period.
- $500 minimum opening deposit
- 6 to 48-month term options
- Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms
It’s your money. You should have access to it whenever you’d like!
Last, but not least:
1The Annual Percentage Yield of 3.00% is available for 13-month personal, IRA, and business certificates beginning August 19, 2022 and is subject to change without notice. A minimum opening deposit of $500 is required ($250 for Junior Share Certificates). The offer is not available for funds currently on deposit with Spero Financial. Early withdrawal fees could reduce earnings and principal on the account.
2For every Certificate, members will receive a notice of renewal one month prior to its maturity.