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Simply Checking

Keep It Simple

Simply manage your spending and access your money at anytime. It's that simple.

Open an Account

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Here's how it works:

Simply Checking is designed to give you access to your funds—it’s that simple! Plus, enjoy no minimum deposit to open your account. (Sometimes simple is just better!)

Account Benefits

  • No minimum balance required
  • $5 monthly maintenance cost (Waived for individuals under 24.)
  • Free eStatements
  • Free debit card
  • Unlimited check writing
  • Convenient access for deposits and withdrawals
  • Optional: Protect+ Package

Get Started

Account Access

It’s your money. You should have access to it whenever you’d like!

Free Online Banking

Free Online Banking

Access your account from wherever you are, at anytime.

Learn More about online banking

Shared Banking Locations

Shared Banking Locations

Free access to over 30,000 Shared-ATMs and over 5,000 shared banking locations.

Find A Location

Free Mobile Banking

Free Mobile Banking

No more rushing to the credit union. Make deposits easily with Mobile Deposit.

Learn More about free mobile banking

Ready to keep things simple with Simply Checking?

View the nearest Spero location to open your Simply Checking account today.