Business Savings
Put Your Money to Work
You've put in the long-hours, now it's time for your money to do the same. Put your money to work with a Spero Business Savings account. Earn returns on account balances, while also building a cushion to help weather inevitable liquidity ebbs and flows. As part of your membership with Spero Financial, you’ll receive a Membership Savings account as well.
Glide into Success
Running a business is far from easy. But, with the right planning (and saving) you can achieve a successful landing.
Business Certificates
Earn high returns on excess cash flow and choose from 6 to 48-month terms. Competitive rates.
Business Money Market
Up to 0.75% Rate Boost
through February 2027 on your entire money market balance.
Deposit $25,000 or more in new money to Spero between September 1 - October 31, 2026 and get a 0.50% rate boost. If you have a Spero business checking account or open one, you'll get an additional 0.25% rate boost.*
Account Access
It’s your money. You should have access to it whenever you’d like!
Free Mobile Banking
No more rushing to the credit union. Make deposits easily with Mobile Deposit.
Last, but not least:
Money Market accounts are limited to six (6) withdrawals per month. Withdrawals include checks, ACH debits, transfers out, cash withdrawals, and any other transaction that results in funds being taken out of the Money Market account.
*Offer valid September 1, 2026, through October 31, 2026. To qualify for a 0.50% rate increase, members must deposit at least $25,000 in new money into a Spero Money Market account during the promotional period. New money means funds not currently on deposit with Spero Financial. Members who qualify for the 0.50% rate increase and who maintain an existing Spero checking account or open a new Spero checking account between September 1, 2026, and October 31, 2026, under the same member number may receive an additional 0.25% rate increase, for a total promotional rate increase of 0.75%. The promotional rate increase will apply to the entire balance in the qualifying Money Market account and will remain in effect through February 28, 2027. At the conclusion of the promotional period, the account will earn the standard Money Market rate in effect at that time. The promotional rate increase applies to one qualifying Money Market account per primary member’s Social Security Number. Only one promotional rate increase may be received per eligible member. Business and consumer Money Market accounts are eligible. The checking account, when required for the additional rate increase, must be established under the same member number as the qualifying Money Market account. The Money Market account rate is variable and may change at any time without notice. The credit union reserves the right to modify, suspend, or terminate this promotion at any time. Fees could reduce earnings. Membership eligibility requirements apply. All other account requirements, limitations, and terms contained in the Membership Agreement and Truth in Savings Disclosure remain in effect and apply. Membership required.