Spero Mobile Banking App

Do more with your money.

View accounts, set up alerts, deposit checks, and much more! The convenient and secure Spero Mobile Banking App puts you in control. It’s easy to access and even easier to use — no wonder our members love it so much!

Mobile Banking Features

Mobile Deposit

Deposit your check from wherever you are.

No more lunch-hour or after-work mad dashes to the credit union. With our convenient mobile app, you can deposit your checks as soon as you get them, from wherever you are. Now that’s what we call free as a bird!

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Check Account Balances

Get a bird's eye view of your money.

View your available balance, as well as an up-to-the-minute transaction history. Access to all your account information is right at your fingertips.

Transfer Funds

Move your money with ease.

Move money between Spero Financial accounts or make external transfers to other financial institutions.

Pay Bills

Make payments in minutes

Make one-time payments or schedule automatic monthly payments right from your mobile device.

Set Alerts

Keep an eagle eye on your account.

Track your spending with customized purchase notifications and protect yourself with instant fraud alerts.

Contact Us

We're here to help, whether online or in-person.

Have questions about your account? Send and receive secure messages concerning your accounts, all from your mobile device. Need to visit a local branch? Easily locate a nearby Spero branch or ATM with our Locations quick link.

First-Time Users

Take full control of your money with the Spero Mobile Banking app. Here's how to get started.

If you have enrolled in MONEYLINK^TM Online:

Download the Spero Mobile Banking app from the App Store on your mobile device. Enter the same User ID and passcode you use to sign in to MONEYLINK^SM Online Banking.

If you have not enrolled in MONEYLINK^TM Online:

Download the Spero Mobile Banking app from the App Store on your mobile device. Select “Enroll Now” and follow the prompts. These credentials can also be used when accessing MONEYLINK^SM Online on your computer via your internet browser.

Spero Mobile Banking App FAQs

How do I sign up for Mobile Banking?

If you have enrolled in MONEYLINK^SM Online: Download the Spero Mobile Banking app from the App Store on your mobile device. Enter the same User ID and passcode you use to sign in to online banking. If you have not enrolled in MONEYLINK^SM Online: Download the Spero Financial Mobile Banking app from the App Store on your mobile device. Select “Enroll Now” and follow the prompts. The credentials you create can also be used by accessing MONEYLINK^SM Online on your computer.

My Spero Mobile App password is not working. What do I do?

If you receive the Error message “Your Access ID or Passcode were entered incorrectly or your passcode may have expired. Try again…” you may select “Forgot Passcode” to reset your password. You will be prompted to input your username, email address (this is the email address linked to your account), and member number. You will then be given the option to answer a security question (same as the ones set up in Online Banking) or have a one-time PIN sent to your email. A temporary passcode will be sent to your email address on-file. Input it in the app. Once accepted, you will be able to reset your passcode for future use. NOTE: If the password is entered incorrectly too many times, your account will be locked for security purposes. If this occurs, call us at (800) 922-0446 and select Option 3 for digital banking assistance.

I’ve changed my Spero Mobile App password, but it is still not working. What do I do?

This may be caused by your phone’s cache – basically your phone is remembering and auto-populating your old password instead of the new one. To fix, clear your phone’s browser history. We recommend googling your “phone type + clear browsing cache” to find step-by-step directions to do so, as the process is different for each phone provider and version.

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