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Rewards+ Checking
peace of mind for your financial future
We’re elevating financial security to new heights with Rewards+ Checking. By combining ID theft protection, credit file monitoring, and mobile phone protection with a checking account that earns dividends, we provide everyday peace of mind while helping you safeguard your financial future.
Here's how it works:
Rewards+ Checking accounts1 are designed for members who want to earn dividends on their account balance automatically while enjoying additional value-added benefits.
- ID theft expense reimbursement2
- Identity monitoring
- MOBILE PHONE PROTECTION2
Here's how it works:
Rewards+ Checking accounts1 are designed for members who want to earn dividends on their account balance automatically while enjoying additional value-added benefits.
- ID theft expense reimbursement2
- Identity monitoring2
- MOBILE PHONE PROTECTION2
Account Features
Requirements
- $100 opening deposit
- $7 monthly maintenance cost
Benefits
- ID Theft Expense Reimbursement:2 Covers up to $10,000 in charges in confirmed cases of identity fraud.
- Identity Monitoring:2 Rest easy knowing IDProtect® monitors more than 1,000 databases for suspicious activity.
- Mobile Phone Protection:2 For a low $50 deductible, get reimbursed up to $400 for repairs and replacements for up to four phones. The phones must be on a single plan paid for using your Spero Rewards+ account.
Additional Benefits
- Online Resources: Access the latest news and information from theft prevention experts.
- Comprehensive Resolution Services: Work one-on-one with a specialist to recover and restore your identity.
- Debit & Credit Card Registration: Protect the payment methods you use the most.
- Credit Report & Score:3 Request an updated Experian credit report and score every six months.
- Credit Score Simulator:3 Create a smart game plan by simulating how paying off loans and various debts will impact your credit score.
- Credit File Monitoring:4 Receive daily credit updates and automated alerts about key changes.
ACCOUNT ACCESS
Make the Most of Your Money With Easy Account Access
It's your money. You should have access to it whenever you'd like!
Digital Banking
View balances, transfer funds, pay bills, set up security alerts, and more — and do it all from your computer or mobile device.
Electronic Statements
TellerLink
Enjoy the personal connection with a teller, round-the-clock convenience, and an expanded range of member services — all without going inside a branch.
Digital Wallet Compatible
Together We Soar
Let's Reach Your Financial Goals!
Last, but not least:
1Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the benefits described. Please refer to the actual Guide to Benefit for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit. The Guide to Benefit document is available online.
3Credit score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
2Credit file monitoring may take several days to begin following activation.
Insurance products are not insured by the NCUA or any federal government agency; they are not a deposit of or guaranteed by the credit union or any credit union affiliate.