Kasasa Cash Back®

GET CASH BACK ON DEBIT CARD PURCHASES

A no-fee checking account that gives back. (That's our kind of account!) Have the ability to earn cash back rewards on everyday debit card purchases.

Open a Kasasa Cash Back® Account

Kasasa Cash icon

Here's how it works:

The account is free! Plus, earn cash back on debit card purchases and other rewards by meeting three qualifiers each month (things you probably already do). Best yet, no penalties. If you don’t qualify for rewards one month, don’t worry! The account is still free. Try again next month.

Qualifying Rewards

3.00%

cash back on debit card purchases up to $9 per month
Up to

$25In nationwide ATM fee refunds, per cycle

Checking Rewards You Want
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Account Features

Account Features

  • $100 opening deposit
  • $0 in monthly maintenance fees
  • $0 minimum balance
  • Optional: Protect+ Package
How to Qualify Each Month

How to Qualify Each Month1

  • Make 12 Debit Card transactions; and
  • Enroll in and agree to receive E-Statements; and
  • Receive 1 direct deposit or perform an ACH transaction

Account Access

It’s your money. You should have access to it whenever you’d like!

Free Online Banking

Free Online Banking

Access your account from wherever you are, at anytime.

Learn More about free online banking

Shared Banking Locations

Shared Banking Locations

Free access to over 30,000 Shared-ATMs and over 5,000 shared banking locations.

Find A Location

Free Mobile Banking

Free Mobile Banking

No more rushing to the credit union. Make deposits easily with Mobile Deposit.

Learn More about free mobile banking


Last, but not least:

1This account allows you to earn cash back up to 3% of the first $300.00 in posted monthly debit card charges (purchases) for a maximum monthly cash back of $9.00 if the Minimum Service Requirements are met during the Monthly Qualification Cycle. In addition, if all the Minimum Service Requirements are met during the Monthly Qualification Cycle, then all domestic ATM fees (up to a maximum of $25.00) will be refunded during the first week of the next Monthly Qualification Cycle. Cash back earned and ATM fees refunded on the Kasasa Cash Back Checking Account will automatically be transferred to the Kasasa Saver Share Account, if available, during the first week of the next Monthly Qualification Cycle. ATM-processed transactions do not count toward earning account rewards.

KASASA SAVER® SAVINGS ACCOUNT: This account is a tiered rate account and is available only to holders of a Kasasa Cash Checking Account or a Kasasa Cash Back Checking Account. The dividend rate and annual percentage yield for this account listed on the Rate Schedule will apply. Each dividend rate and annual percentage yield will apply only to that portion of the account balance within each balance range. If your Kasasa Cash Checking Account or Kasasa Cash Back Checking Account does not meet all the Minimum Service Requirements during the Monthly Qualification Cycle, the third dividend rate and annual percentage yield listed on the Rate Schedule will apply to the entire balance in your Kasasa Saver Savings Account.

MONTHLY QUALIFICATION CYCLE: The Monthly Qualification Cycle begins at 12:01 am on the last day of the month and ends at midnight of the second to the last day of the following month.

MINIMUM SERVICE REQUIREMENTS: The Minimum Service Requirements that apply to your Kasasa Cash Checking Account or Kasasa Cash Back Checking Account are as follows: 1) make 12 debit card point-of-sale purchases that are posted to your Kasasa Cash or Kasasa Cash Back Checking Account during the Monthly Qualification Cycle; 2) have one direct deposit or an electronic transfer credit that is processed through the ACH network post to your Kasasa Cash or Kasasa Cash Back Checking Account during the Monthly Qualification Cycle; and 3) receive your monthly Spero statements electronically (e-statements).

ACCOUNT LIMITATIONS: Kasasa Saver Savings Accounts are limited to six withdrawals or transfers to another Credit Union account of yours or to a third party by means of a preauthorized, automatic, telephonic, home banking, or audio response transfer or instruction. A preauthorized transfer includes any arrangement with us to pay a third party from your account upon oral or written orders, including orders received through ACH. If you exceed these limitations, your account may be closed. The Kasasa Saver Savings Account, Kasasa Cash Checking Account, and Kasasa Cash Back Checking Account are limited to one each per primary account holder’s social security number and are not available on Commercial or Business Accounts.

REMOVAL FROM KASASA PROGRAM: Accounts that do not meet the Minimum Service Requirements during the Monthly Qualification Cycle for a period of six consecutive months will no longer qualify for a Kasasa account and the account(s) will be converted as follows: Kasasa Saver Savings Account will convert to a Secondary Share account; Kasasa Cash Checking and Kasasa Cash Back Checking Accounts will convert to a Simply Checking Account, which is assessed a monthly service fee as outlined on the Fee Schedule. Upon removal from the Kasasa program, you will not be eligible for a Kasasa account in the future; however, an exception may be made at the discretion of the branch manager.

Membership required. Subject to credit approval. “Kasasa Cash Back” and “Kasasa Saver” are trademarks of Kasasa, registered in the U.S.A.

Ready to start earning more money? Ask for Kasasa!

View the nearest Spero location to open your Kasasa Cash® account today.