$3,000 Summer Spend-to-Win Giveaway

Each time you use your Spero Debit Card between June 12 and August 30, you'll be entered for a chance to win up to $3,000. Tap the button below to learn more.

Learn More

Rewards+ Checking

Protect Yourself and Your Financial Future

By combining valuable protection benefits with the opportunity to earn dividends, Rewards+ Checking provides everyday peace of mind while safeguarding your financial future.

Learn More

Digital Banking

Digital Banking Reimagined

Experience the next level of financial control! Your upgraded digital banking experience is coming Fall 2024.

More Details Coming Soon

Personal Insurance

Coverage You Need Before You Need It

You can’t predict the future, but with the right personal insurance programs, you can be ready for it. Spero Financial is proud to join efforts with national insurance providers to offer our members a wide range of coverage.

Learn More

I would like to

Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.



As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.


Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.


Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

Mask group (1)

Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.


Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Learn More


Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Learn More


Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Learn More

Together We Soar

Let's Reach Your Financial Goals!


Play Video

In The News

Team Spotlight: Member Solutions Center

Improving the financial lives of our members. It’s not just something we say but something we do! Our Member Solutions...

Read More


Connect With the Spero Family

Improving the financial lives of our members. It’s not just something we say but something we do! Our Member Solutions Center lives out this mission day in and day out through their work serving our members. To learn a little more about how our members drive our Member Solutions Center, visit the link in our bio!
You and your membership are special to us, Thelma!
Join us this Thursday from 12PM until 1PM for a free financial webinar that provides valuable insights that will educate and empower you to confidently navigate the home-buying process. We’ll explore all the steps to take during the homebuying process to help ensure successful homeownership. Register at the link in our bio.
As summer cruises in, Bethani, our VP of Marketing, and her family cruised on out to the Bahamas! While having some fun in the sun, Bethani made sure to represent Spero.#SperoSummerTravels
Happy Independence Day! We are so thankful for the ability to celebrate today and to reflect on the gratitude we have for those who have made it possible for us to live in freedom today and every day. All Spero Financial locations will be closed today in observance of Independence Day. You can access your accounts 24/7 via MONEYLINK Online or the Spero Financial Mobile App.

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!