LIMITED-TIME OFFER

Drive into summer for as low as 3.82% APR!*

Plus, hit the road faster with same-day funding, and enjoy 90 days with no payments. Terms and conditions apply.

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Kasasa® $5,000 Giveaway

Win $1,000 in the Kasasa $5K Giveaway

Here’s your chance to make your checking account even more rewarding. Open a Kasasa Checking account by June 30th and complete a few qualifying steps, and you'll be automatically entered to win one of five (5) $1,000 prizes!

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Home Equity Line of Credit

Bring Your Dream to Life

With a HELOC, you can access up to 100% of your home’s value and enjoy the flexibility to borrow what you need when you need it. You’ve got big plans — it’s time to make them happen!

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Financial Wellness Tools

Plant the Seeds of Financial Success

Spero Digital Banking offers a full range of financial tools that make managing your money a breeze. Set savings goals, track your spending, and get a personalized financial health check-up — all on the same platform.

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Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

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Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

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Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

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Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

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Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

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Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Discover Financial Coaching

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Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Financial Education Opportunities

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Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Explore Financial Insights

Together We Soar

Let's Reach Your Financial Goals!

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In The News

Greenville County Council Honors Spero Financial for 90 Years of Service to the Community

GREENVILLE, S.C. — Spero Financial proudly received special recognition from the Greenville County Council during its meeting earlier this month, in celebration of the Credit Union’s 90th anniversary of serving the Greenville community and beyond.

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Connect With the Spero Family

All Spero Financial locations will be closed tomorrow (6/19) in observance of Juneteenth. You can access your accounts 24/7 via MONEYLINK Online or the Spero Financial Mobile App.
Thank you for your membership, Marc! 💙
Happy Father’s Day from Team Spero! 💙

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!