Smart Steps for Buying a New Car
So you’re thinking about buying a new car. For most of us, our car is the second most expensive purchase...
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Spero is more than a credit union.
We’re a community.
People-first approach. Authentic advice. Personalized solutions.
Member-Owned
As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.
Personalized Service
We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.
Better Rates
As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.
Banking has never looked so good.
The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.
Every Checking Account Includes
- Tap-and-Go Debit Card with EMV Chip
- MONEYLINKTM Online Banking
- Mobile Deposit
Financial Wellness
A financial journey is an "us" thing! Let's help you soar with your money.
Financial Coaching
Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.
Financial Education
Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.
Financial Insights
We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.
Together We Soar
Let's Reach Your Financial Goals!
In The News
In The News
Greenville County Council Honors Spero Financial for 90 Years of Service to the Community
GREENVILLE, S.C. — Spero Financial proudly received special recognition from the Greenville County Council during its meeting earlier this month, in celebration of the Credit Union’s 90th anniversary of serving the Greenville community and beyond.
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Family
Money Management: 4 Steps to Make Your Money Stretch Further
If you find yourself feeling overwhelmed and stressed about your finances, you are not alone. Rising costs have made money tight for many of us. It can be challenging to simply make ends meet each month. That’s why it is more important than ever to...
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Member Alerts
Member Alert: Recent Data Breach and How Spero is Keeping Your Data Safe
You may have seen in the news that there was recently a massive data breach that exposed billions of passwords across many major companies, such as Apple, Facebook, and Google. Important: Spero Financial was NOT impacted by these breaches. Spero Fi...
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Family
5 Steps to Turn Your Side Hustle into a Small Business
Ready to take your side hustle full-time? Learn five steps to build a successful small business—from choosing a platform to marketing and managing your finances.
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Connect With the Spero Family
Drive into summer for as low as 3.82% APR* on a Spero auto loan! 🚗
To learn more and apply online, visit https://spero.financial/auto-loan/.
*Annual Percentage Rate is valid 06/01/2025 - 07/31/2025 and is subject to change without notice. Terms and conditions apply. Loans are subject to credit approval. APR includes a 0.25% discount for members with an existing open checking account or for members who establish a checking account prior to closing on the auto loan. APR is based on a new auto loan for $30,000 at 3.74% for 48 months which results in a monthly payment of $673.93. A $50 processing fee applies. Existing members with a direct auto loan are eligible to refinance for this offer if a minimum of $500 is cashed out. Must meet minimum credit and collateral criteria to qualify for 90-days no payments and offer is not available on refinances of Spero loans.
Members of #TeamSpero came together to volunteer at @miraclehillthriftstores yesterday! This was such a fun way to get to know our new team member while serving our community.
Banking isn`t just for adults; it`s for your kids, too! Stop by your nearest Spero branch to pick up a free piggy bank decorating kit for your kids! It’s never too early to start saving.
Available while supplies last.
Team Spero wishes you a happy and safe 4th of July! ❤️🤍💙
All Spero Financial locations will be closed today. You can access your accounts 24/7 via Online Banking or the Spero Financial Mobile App.
All Spero Financial locations will be closed tomorrow in observance of Independence Day. You can access your accounts 24/7 via Online Banking or the Spero Financial Mobile App.