Personal Loan

Don't Let Debt Slow You Down

Rates as low as 8.99% APR and same-day funding! Lighten your load by consolidating your debt with a Spero Personal Loan. Plus, cross the finish line to greater financial freedom.

Apply Today

KASASA CASH CHECKING

No Pain, All Gain

Get your finances into shape with Kasasa Cash Checking. Enjoy a no-fee account that pays you for staying active with smart spending.

Learn More

Financial Fitness Check-In

It's Time to Check in on Your Financial Fitness

Your success is our top priority. That's why our members have access to free financial coaching from our team of certified counselors.

Schedule your FREE check-in today!

I would like to

Spero is more than a credit union. We’re a community.

People-first approach. Authentic advice. Personalized solutions.

member-owned

Member-Owned

As a member, you have a vote and a say in what we do. We're not governed by stockholders but by a member-elected, volunteer Board of Directors.

personalized-service

Personalized Service

We'll know you by name and work to understand your needs to provide banking solutions to help you soar financially.

better-rates

Better Rates

As a not-for-profit, we reinvest profits into programs that reward you with lower loan rates, higher savings dividends, and low-cost services.

Banking has never looked so good.

The right checking account can help your finances soar. With a Spero checking account, you get the ideal combination of benefits and convenience that fits your life.

Every Checking Account Includes

  • Tap-and-Go Debit Card with EMV Chip
  • MONEYLINKTM Online Banking
  • Mobile Deposit

Personal Checking Accounts

banking-has-never-looked-so-good-updated

Financial Wellness

A financial journey is an "us" thing! Let's help you soar with your money.

financial-coaching

Financial Coaching

Members of Team Spero are certified financial counselors, equipped to provide authentic advice to help you meet your money goals.

Learn More

financial-education

Financial Education

Spero Financial offers free, 24/7 online financial courses, so you can learn at your own pace. For a more communal setting, we also host financial workshops in your local area.

Learn More

financial-insights-icon

Financial Insights

We make “money” practical. Browse our blog for financial tips and insights that can help you take your money further.

Learn More

Together We Soar

Let's Reach Your Financial Goals!

play_arrow

Play Video

In The News

Join in the Fight Against Cancer on February 1, 2025

Upstate SC - Propelled by the harsh reality that cancer has on our communities, Spero Financial, Anderson University Athletics, and...

Read More

@mysperofi

Connect With the Spero Family

This week marks our 4th anniversary of joining SC Telco Federal Credit Union and Anderson Federal Credit Union (AFCU) to become Spero Financial! Our name is a continual reflection of the power of unity, paired with the financial hope we inspire in the lives of our members and communities daily. #MadeToSoar #DumSpiroSpero #SperoMeansHope
Join us on Tuesday, March 4 at noon for a free financial workshop on Social Security. This virtual workshop will provide valuable info for anyone nearing retirement or already retired. To learn more and to register, visit spero.financial/workshop
This past weekend, over 250 participants and volunteers joined us for the 2025 Pink Walk & Fun Run! By joining together, we raised $12,000+ for the Kay Yow Fund Play4Kay initiative, which provides cancer research grants! A special thank you to all of our sponsors for making this possible and for the community support!@anmed_health @andersonunivsc @culvers @visa_us @mavinconstruction @fleetfeetgreenville @assuredpartners @oneamerica State National @askforkasasa Palmetto Screen Print and Embroidery @thebrandleader @trucolor_gvl @chickfilaanderson @skinshotdogs Grace's Restaurant The Boondocks
Thank you to our friends at Kasasa for joining the Pink Walk & Fun Run as a Hopeful Hero Sponsor! We are so thankful for your support of this great event and your constant support for our members— providing wonderful account options to further our mission of improving financial lives.
Only two days left to apply for the Louis C. Addison College Scholarship! A $5,000 scholarship will be awarded to three Spero members pursuing higher education. Apply today: spero.financial/college-scholarship

Find Financial Freedom Through Better Banking.

Join today, and start enjoying all the benefits of membership!