Holiday Loan
special offer: october 1 - december 31, 2026
'Tis the season to give yourself some breathing room. A Spero Holiday Loan gives you quick access to funds, a fixed rate, and set payments that fit your budget.
Here's how it works:
With a Holiday Loan from Spero, you can win the holiday season with some extra breathing room. Offer available October 1 - December 31, 2026. When completing the application, select "holiday expenses" as your loan purpose to benefit from the below features.
Account Features
- Get 12.00% APR*
- Borrow up to $1,200
- Finance over 12-months
- Same-day funding available1
- Convenient online application
Last, but not least:
Membership required. Subject to credit approval. *Annual Percentage Rate valid as of October 1, 2026 - December 31, 2026.
1Same-day funding available on loans if: (1) the application is received by 2:00 p.m. on any day the credit union is open; (2) your application is approved using our standard underwriting guidelines; (3) you've provided all relevant information requested and we've had an opportunity to verify the information provided; and (4) you've reviewed and signed your loan agreements and disclosures.