Free for Your Business.
Freedom for Your Team.
Spero@Work
Removing financial stress —
from your employees and your bottom line.
What Is Spero@Work?
Spero@Work is a financial wellness benefit that connects your employees with the tools, guidance, and support they need to build stronger financial futures.
Through this program, you can give your workforce free financial education, one-on-one financial coaching, convenient banking solutions, and more at no cost to your company.
Spero@Work is brought to you by Spero Financial, a member-owned credit union serving the Upstate and Midlands since 1935.
Program Benefits
Everyone on your team is eligible for Spero membership, giving them access to financial tools and services that set them up to win with their money.
Financial Wellness
Financial stress impacts your team at home and at work. We offer workshops and resources to help your employees worry less and take control of their financial future.
Trusted Guidance
Spero has been serving South Carolina communities since 1935. That’s a track record of support you and your employees can count on.
Spero@Work Employee Perks
Empowering Your Workers with Financial Confidence
Our credit union is built around the simple idea that when people feel financially secure, everything else gets easier. Here's how your employees will benefit with Spero@Work.
Financial Education
Through on-site or virtual workshops covering budgeting, debt management, credit building, homeownership, and retirement readiness, we give your employees the practical knowledge to make better financial decisions at every stage of life.
One-on-One Coaching
Our team of 55+ certified financial counselors is ready to help. Whether they're tackling debt, saving for a home, or just figuring out where to start, your employees can schedule confidential, personalized coaching sessions whenever they need guidance.
Convenient Banking
With 24/7 digital banking, plus access to 5,000 shared branches and 30,000+ fee-free ATMs nationwide, your employees will have everything they need to manage their money with confidence.
Credit Union Membership
Your employees work hard for their money. We make sure their money works for them. As Spero members, they'll enjoy lower loan rates, higher earnings on savings, and a full suite of financial tools backed by a member-owned institution that puts people before profits.
Free Credit Monitoring
Understanding credit is one of the most powerful steps toward financial health. Through Spero Digital Banking, your employees get free access to credit monitoring tools that help them track their progress, spot opportunities, and build a stronger financial future.
Financial Wellness In Action
Engaging Workshops.
Real Life Guidance.
Financial education works best when it feels relevant. We’ll tailor in-person and virtual workshops to the unique needs of your workforce, covering practical topics your employees deal with every day.
- Budgeting Basics
- Debt Management
- Credit Building
- Homeownership Readiness
- Retirement Readiness
- And More!
How We Help
Personalized Solutions for Every Member of Your Team
Every employee is on a financial journey all their own. Whether your workers are just starting their career, planning their retirement, or somewhere in between, we have a solution that fits their lives, supports their goals, and strengthens their future.
Checking
The right checking account puts your employees in control of their money. Spero offers a range of options designed around their needs, from everyday spending to accounts that reward them for banking with us.
Savings
Saving money is critical, but it doesn't have to be complicated. From traditional savings to money market and retirement accounts, we have options to help your team members grow their hard-earned money.
Credit Card
The Spero Visa Platinum Credit Card is a smarter way to manage debt and everyday spending. Your employees may consolidate high-interest balances, earn reward points, and save money with no annual fee and no balance transfer fees.
Auto Loans
Flexible terms, budget-friendly rates, and quick funding could make a Spero Auto Loan the right move for many of your workers. Plus, optional extended coverage can help protect against unexpected repair costs.
Home Loans
Buying a home is one of life's biggest milestones. Spero offers competitive mortgage options to help your team members find the right path to homeownership.
Personal Loans
With competitive rates, simple applications, and quick funding available, a Spero Personal Loan gives your employees the flexibility to handle whatever comes their way.
Big Wins. Brighter Futures.
Save to Win Accounts
Save to Win puts a fun spin on saving, letting members earn money on their balance while being entered into monthly money prize drawings.
Spero Hope Loans
Spero Hope Loans were designed to empower single women and female heads of household with flexible lending options that support real-life needs like housing, transportation, and financial recovery.
Higher Education Scholarship
Through the Louis C. Addison Memorial Scholarship, Spero invests in future aspirations by helping members soar through furthering their education beyond high school, from a degree to certification.
The Credit Union Difference
Still wondering what makes credit union membership such a powerful employee benefit? See how we impact lives in the communities where your employees live, work, worship, and play.
All Spero Financial locations will be closed on Monday, September 7th in observance of Labor Day.
You can access your accounts 24/7 via Digital Banking.
We’ve been here, there, and everywhere lately!
⛳ On August 22nd, we competed in the Lions Club Golf Tournament. Proceeds from the event support the Lions Club’s work in the community, including providing vision care and educational opportunities to those who need it most.
📚 Three team members helped @usc_upstate kick off the new school year with their annual Premiere Fair. The Premiere Fair is an opportunity for students to get involved and learn about all the activities their campus has to offer.
✍️ Lastly, our most recent Leadership Essentials group completed their training last week. This class is offered to current and emerging leaders at Spero and covers topics like what it means to be a leader, FMLA/ADA requirements, and conflict resolution.
Great job, Team Spero!
We’ve been on the go this month! 🏃
🤝 The newest members of Team Spero volunteered at @miraclehillthriftstores to get to know one another while giving back to the Taylors community.
💵 Our financial wellness crew stopped by Vermeer to host a workshop all about saving.
🥳 And last but not least, we swung by @uwofandersonco`s 80th Anniversary Gala to celebrate their legacy of impact!
Let’s keep the momentum going as we head into the fall! 🤸
#BuildingALegacyofImpact
Team Spero’s summer is going swimmingly – both in the office and on the lake! 🚣♀️
Ready To Bring Spero@Work To Your Team?
We’re ready when you are. Reach out today, and we'll help you build a financial wellness benefit that helps your workers win with their money.