Visa Platinum Credit Card
Use the Spero Visa Platinum Credit Card for everyday purchases and earn 1 point for every $1 spent! Best yet, rewards will be automatically added to your account. Plus, benefit from a low introductory APR, no hidden fees, and acceptance by over 40 million merchants worldwide.
Open a Spero Credit Card by December 26 for a chance to win $2,500!*
Credit you want.
Security you need.
Rewards you love.
Use the Spero Financial Visa Platinum Credit Card for everyday purchases and earn one reward point for every dollar you spend. Enjoy hundreds of reward options, including gift cards, merchandise, travel, and more. Redeem at CURewards.com.
Additional Benefits
- Low introductory APR
- No Annual Fee
- No Cash Advance Fee1
- No Balance Transfer Fee
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network.
Information accurate as of 10/09/2024. For more information, contact us.
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network. To use Roadside Dispatch, call 1-800-847-2869.
- Lost Luggage Reimbursement: Supplemental reimbursement in the event a cardholder suffers a loss due to theft or misdirection of checked luggage by a carrier.
- Purchase Security and Extended Protection: Reimbursement to the cardholder in the event of loss, theft, damage or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
- Travel and Emergency Assistance Services: Help in coordinating medical, legal and travel services while away from home.
- Personal Identity Theft Coverage: Provides reimbursement up to $2,500.00 for covered expenses you incur to restore your identity as a result of a covered stolen identity event.
Information accurate as of 10/09/2024. For more information, contact us.
- Auto Rental Collison Damage Waiver: Reimburses you for damages caused by theft or collision-up to the actual cash value of most rented cars when rented using an eligible VISA card.
- Roadside Dispatch: Emergency roadside assistance services, such as towing, fuel delivery and more, coordinated by a 24/7 on-demand referral dispatch network. To use Roadside Dispatch, call 1-800-847-2869
- Purchase Security and Extended Protection: Reimbursement to the cardholder in the event of loss, theft, damage or fire within 90 days from the purchase date for eligible items purchased with an eligible Visa card. Extended protection doubles the time period of the original manufacturer's written U.S. warranty up to one full year on warranties of three years or less.
- Extended Warranty Protection: Provides you with valuable features that help you manage, use, and extend the warranties for eligible items purchased with an eligible VISA card.
- Travel and Emergency Assistance Services: Help in coordinating medical, legal and travel services while away from home.
Information accurate as of 10/09/2024. For more information, contact us.
Last, but not least:
Membership required. Insured by NCUA. Subject to credit approval. Other terms and conditions may apply. 1Applies to domestic cash advances. VISA Disclosure
Earn one point for every dollar you spend using your Spero Platinum Credit Card - after returns are deducted. For full details regarding the Rewards Program applicable to your credit card account, visit www.curewards.com/rulepage.
*$2,500 Holiday Credit Card Giveaway
NO PURCHASE NECESSARY. PURCHASE OR SIGNING UP FOR ANY SERVICES WILL NOT INCREASE CHANCES OF WINNING. MEMBERSHIP IS NOT REQUIRED TO PARTICIPATE IN THE PRIZE DRAWING.
PROMOTION ENTRIES: Automatic Entries: Individuals will receive one (1) automatic entry when they open a new Spero Financial membership and successfully apply for a Spero Credit Card on or before December 26, 2025, at 11:59 pm ET. To qualify for the Spero Credit Card, the individual must meet credit eligibility requirements, provide proof of income if requested, and complete all required steps of the application process, including signing and returning the credit card application. The credit card must be approved and ordered to be considered a valid entry. Applications submitted after December 26, 2025 will not be eligible for automatic entry due to processing time constraints. Manual Entries: Individual who wish not to open an account and credit card may be entered for a chance to win by sending an email during the promotion period using the subject line: Q4 Holiday Credit Card Giveaway to [email protected] and include your legal name, mailing address, phone number, and at least a 100 word paragraph about why financial wellness is so important for the younger generation.
PROMOTION PERIOD: The promotion begins at 12:00 am ET on November 1, 2025 and ends at 11:59 pm ET on December 31, 2025. However, automatic entries must meet all eligibility criteria by December 26, 2025 to allow sufficient time for processing.
NUMBER OF ENTRIES: Automatic entries are limited to one (1) per individual who meets the criteria outlined above. Manual entries are limited to one (1) per eligible person. Entries must be timestamped and received by 11:59 pm ET on December 31, 2025. Duplicate or incomplete entries will be disqualified.
PRIZE DRAWING: Spero Financial will randomly select 1 (one) winner from qualified entries after the promotion period is over. The winner will receive a $2,500 prize deposited into their qualifying primary share account, if available, otherwise the prize will be deposited to any Spero account in your name, or a check will be issued at our discretion. The drawings will take place no later than Monday, January 19, 2026. The selection of a prize winner hereunder will be final. Winners do not have to be present to win.
ELIGIBILITY: At the time of the drawing, you must be 18 years of age or older, a U.S. Citizen or U.S. Lawful Permanent Resident, have a mailing address located in the U.S., and all accounts and loans with Spero Financial must be in good standing. All employees and volunteers of Spero Financial and their immediate family members residing in a single household are not eligible.
APPLICABLE LAWS & TAXES: Void where prohibited by law. All federal, state, and local laws and regulations apply. Prize winners are responsible for all federal, state, local and other taxes or assessments that may be associated with or imposed upon the winner of any prize in this promotion.
ACCEPTANCE OF PRIZE: By accepting a prize, the winner consents to use his/her name and photograph or likeness for advertising and promotional services such as the CU’s newsletter, website, Twitter, Facebook, Instagram, etcetera without compensation. Failure of the entrant to follow the rules of the promotion will void the entry.
RELEASE OF CLAIMS: All winners, members of any winner’s household, relatives, and persons who use any prize awarded by Spero Financial and such person’s heirs, assigns, executors, and administrators release and exempt Spero Financial and its directors, officers, staff, agents, and volunteers from any and all claims, actions, demands, or damages which they have now or anytime in the future arising from use of any prize, including personal injury or death. Spero Financial is not responsible for lost, late, misdirected, or incomplete entries. Late, misdirected, or incomplete entries will be disqualified. If prize winnings are deposited to your account with Spero Financial, you understand and agree that anyone authorized to conduct transactions on such account will have unlimited access to the prize funds once the deposit is completed. Spero Financial is not liable for any failure to qualify due to delays or errors caused by the participant, including but not limited to failure to return documents, provide accurate contact information, or respond to requests for additional documents.
