Junior Term Share Certificates
It's Never Too Early To Start Saving
Help your child start building his savings nest egg with a Spero Junior Term Share Certificate.
Here's how it works:
A Junior Term Share Certificate is designed for children under the age of 18. Benefit from earning even more than a traditional savings account with as little as $250 to get started. It's a great way to start building a strong savings portfolio.
Account Features
- $250 minimum opening deposit
- 6 to 48-month term options
- Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms
Additional Benefits
- Automatic renewal at maturity available1
- Earn competitive dividends
- Watch your savings grow on MONEYLINKSM Online
Account Access
It’s your money. You should have access to it whenever you’d like!
Free Mobile Banking
No more rushing to the credit union. Make deposits easily with Mobile Deposit.
Last, but not least:
1For every Certificate, members will receive a notice of renewal one month prior to its maturity.